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	<title>Cottages of Hope &#124;  The Path to Prosperity &#187; Financial Literacy</title>
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	<link>http://www.cottagesofhope.org</link>
	<description>Helping those in need attain financial stability</description>
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		<title>Which is Best, Dogs or Cats. Help us Decide</title>
		<link>http://www.cottagesofhope.org/dogs-cats</link>
		<comments>http://www.cottagesofhope.org/dogs-cats#comments</comments>
		<pubDate>Thu, 21 Jul 2011 02:05:18 +0000</pubDate>
		<dc:creator>Cottages Crew</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Financial Literacy]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.cottagesofhope.org/?p=2147</guid>
		<description><![CDATA[Which Pet is really &#8220;Bad to the Bone&#8221;? Cottages of Hope is interested in finding out which animal rules, and which animal drools.  Each has their strengths and financial issues, but which is &#8220;Bad&#8221; enough to avoid going to prison for a good cause?  In order to find out we have added one Cat and one Dog [...]]]></description>
			<content:encoded><![CDATA[<h1 style="text-align: center;"><span style="color: #800000;">Which Pet is really &#8220;Bad to the Bone&#8221;?</span></h1>
<h2 style="text-align: center;">Cottages of Hope is interested in finding out which animal rules, and which animal drools.  Each has their strengths and financial issues, but which is &#8220;Bad&#8221; enough to avoid going to prison for a good cause?  In order to find out we have added one Cat and one Dog to the list of prisoners in our <a href="http://www.cottagesofhope.org/events/fundraising-events/debtors-prison-home">Debtors&#8217; Prison</a> fundraising event:</h2>
<p><a href="http://www.cottagesofhope.org/events/fundraising-events/debtors-prison-home/cats-rule"></a></p>
<p><a href="http://www.cottagesofhope.org/events/fundraising-events/debtors-prison-home/cats-rule"><img class="alignleft size-medium wp-image-2227" title="Oscar Wanted Poster (2)" src="http://www.cottagesofhope.org/wp-content/uploads/2011/07/Oscar-Wanted-Poster-2-231x300.jpg" alt="" width="275" height="375" /></a> </p>
<h1><span style="color: #003300;">Oscar- </span></h1>
<h2><span style="color: #000000;">Weighing in at a mere 18lbs he is wanted for demanding the premium brand food and fluffy pillows to sleep on while his owner is strapped for cash, causing her to use payday loans to keep him comfortable and with a belly full of food.  With all of that, he is definitely the best companion a person could have.  You&#8217;ve got to love cats! </span></h2>
<h2><span style="color: #000000;">Click on Oscar&#8217;s poster to donate (vote) &#8220;Cats Rule&#8221;.</span></h2>
<p> </p>
<h2><a href="http://www.cottagesofhope.org/events/fundraising-events/debtors-prison-home/dogs-rule"><img class="alignright size-medium wp-image-2226" title="Jenna Wanted Poster" src="http://www.cottagesofhope.org/wp-content/uploads/2011/07/Jenna-Wanted-Poster-231x300.jpg" alt="" width="275" height="375" /></a></h2>
<h1><span style="color: #993300;">Jenna</span><span style="color: #993300;">–</span></h1>
<h2>Weighing in at a whopping 15 lbs, she is wanted for chewing on toilet paper, tissue, and children&#8217;s clothing. Oh, and her flying leap off the couch cost a lowly $400 to fix.  Her owners have had to dip into their emergency savings, but she is still considered part of the family.  Isn&#8217;t she cute!</h2>
<h2>Click on Jenna&#8217;s poster to donate (vote) &#8220;Dogs Rule&#8221;.</h2>
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		<title>Debtors&#8217; Prison &#8211; Starting Line-Up</title>
		<link>http://www.cottagesofhope.org/debtors-prison-starting-line-up-2</link>
		<comments>http://www.cottagesofhope.org/debtors-prison-starting-line-up-2#comments</comments>
		<pubDate>Wed, 20 Jul 2011 21:36:03 +0000</pubDate>
		<dc:creator>Cottages Crew</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Financial Literacy]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.cottagesofhope.org/?p=2096</guid>
		<description><![CDATA[We are a very excited to roll-out our initial list of Debtors&#8217; Prisoners. The individuals you see below have been accused of caring too much about financial literacy and their community. These individuals along with several others have turned themselves in for a good cause and need to your help to raise their bail.  You [...]]]></description>
			<content:encoded><![CDATA[<h1><a href="http://www.cottagesofhope.org/events/fundraising-events/debtors-prison-home"><img class="alignleft size-thumbnail wp-image-2059" title="Wanted Poster Template - Full Screen" src="http://www.cottagesofhope.org/wp-content/uploads/2011/07/Wanted-Poster-Template-Full-Screen4-115x150.jpg" alt="" width="181" height="228" /></a>We are a very excited to roll-out our initial list of <a href="http://www.cottagesofhope.org/events/fundraising-events/debtors-prison-home">Debtors&#8217; Prisoners</a>.</h1>
<h3>The individuals you see below have been accused of caring too much about financial literacy and their community. These individuals along with several others have turned themselves in for a good cause and need to your help to raise their bail. <img class="alignleft size-thumbnail wp-image-2062" title="John Hoffman - Faceshot" src="http://www.cottagesofhope.org/wp-content/uploads/2011/07/John-Hoffman-Faceshot1-112x150.jpg" alt="" width="112" height="150" /></h3>
<p style="text-align: left;"><img class="size-thumbnail wp-image-2132 alignnone" title="Chelsea Headshot" src="http://www.cottagesofhope.org/wp-content/uploads/2011/07/Chelsea-Headshot1-150x112.jpg" alt="" width="158" height="131" /><img class="size-thumbnail wp-image-2060 alignnone" title="Shane Headshot" src="http://www.cottagesofhope.org/wp-content/uploads/2011/07/Shane-Headshot2-143x150.jpg" alt="" width="134" height="131" /><img class="alignnone size-thumbnail wp-image-2134" title="Nancy Cervantez Headshot" src="http://www.cottagesofhope.org/wp-content/uploads/2011/07/Nancy-Cervantez-Headshot1-144x150.jpg" alt="" width="130" height="130" /><img class="size-thumbnail wp-image-2131 alignnone" title="Kay's Headshot" src="http://www.cottagesofhope.org/wp-content/uploads/2011/07/Kays-Headshot1-150x112.jpg" alt="" width="173" height="137" /><img class="alignnone size-thumbnail wp-image-2136" title="Tina Headshot" src="http://www.cottagesofhope.org/wp-content/uploads/2011/07/Tina-Headshot1-150x104.jpg" alt="" width="147" height="128" /></p>
<h3><img class="alignleft size-thumbnail wp-image-2058" title="handcuffs image" src="http://www.cottagesofhope.org/wp-content/uploads/2011/07/handcuffs-image3-150x138.jpg" alt="" width="97" height="88" />You can help by clicking here, <a href="http://www.cottagesofhope.org/events/fundraising-events/debtors-prison-home/most-wanted-home">Most Wanted</a>, selecting your favorite inmate, and making a contribution to Cottages of Hope.  Funds raised during the Debtors&#8217; Prison will be used to support our ongoing financial literacy and coaching for low-income families in Weber County.</h3>
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		<title>Debtors&#8217; Prison Fundraiser</title>
		<link>http://www.cottagesofhope.org/debtors-prison-fundraiser</link>
		<comments>http://www.cottagesofhope.org/debtors-prison-fundraiser#comments</comments>
		<pubDate>Wed, 06 Jul 2011 00:13:38 +0000</pubDate>
		<dc:creator>Cottages Crew</dc:creator>
				<category><![CDATA[Financial Literacy]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Prosperity Center]]></category>
		<category><![CDATA[Resources]]></category>

		<guid isPermaLink="false">http://www.cottagesofhope.org/?p=1483</guid>
		<description><![CDATA[  A History of Debtors’ Prison – Prior to the mid-19th century debtors&#8217; prisons were a common way to deal with unpaid debt. Both men and women were locked up together in a single large cell until their families and friends paid their debt. (The Consumer Reporter; Aug. 2009) We Need Your Help – As you know, Cottages [...]]]></description>
			<content:encoded><![CDATA[<p><strong><span style="font-size: small;"><span style="color: #000080;"> </span></span></strong></p>
<p><strong><span style="font-size: small;"><span style="color: #000080;"><a href="http://www.cottagesofhope.org/events/fundraising-events/debtors-prison-home"><img class="alignleft size-medium wp-image-1877" title="Wanted Poster Template - Full Screen" src="http://www.cottagesofhope.org/wp-content/uploads/2011/07/Wanted-Poster-Template-Full-Screen1-231x300.jpg" alt="" width="231" height="331" /></a>A History of Debtors’ Prison</span> – </span></strong><span style="font-family: Times New Roman,Times New Roman; font-size: small;"><span style="font-family: Times New Roman,Times New Roman; font-size: small;">Prior to the mid-19th century debtors&#8217; prisons were a common way to deal with unpaid debt. Both men and women were locked up together in a single large cell until their families and friends paid their debt. (</span></span><span style="font-family: Times New Roman,Times New Roman; font-size: small;"><span style="font-family: Times New Roman,Times New Roman; font-size: small;">The Consumer Reporter; Aug. 2009</span></span><span style="font-family: Times New Roman,Times New Roman; font-size: small;"><span style="font-family: Times New Roman,Times New Roman; font-size: small;">) </span></span></p>
<p><span style="font-size: small;"><strong><span style="color: #000080;">We Need Your Help</span> –</strong> </span><span style="font-family: Times New Roman,Times New Roman; font-size: small;"><span style="font-family: Times New Roman,Times New Roman; font-size: small;">As you know, Cottages of Hope’s programs and services provide individuals and families with the tools they need to avoid the modern-day debtors’ prison. Our Debtors’ Prison for Prosperity annual fundraiser supports our mission of increasing financial education and independence in our community. The prisoner is obviously at the heart of this event, so we are seeking individuals that enjoy having fun while supporting a good cause. </span></span><span style="font-size: small;"><strong><span style="color: #000080;"> </span></strong></span></p>
<div><span style="font-size: small;"><strong><span style="color: #000080;">How it Works</span> – </strong><span style="font-family: Times New Roman,Times New Roman; font-size: small;"><span style="font-family: Times New Roman,Times New Roman; font-size: small;">Participants will be asked to set their bail (donation level) and reach out to their network (family, friends, coworkers, etc.) to raise bail by Thursday, July 28th in order to avoid doing time at the Debtors’ Prison Party on Friday, July 29th. Don’t be afraid of lock-up, the warden has done everything she can to make your stay enjoyable! The Debtors’ Prison Party is our way of saying thank you for your support, attendance is optional but we hope you come and meet the other prisoners. For those hesitant about asking for donations, don’t worry! Cottages of Hope will provide volunteers with the information and tools they need to successfully raise funds and have fun at the same time. </span></span> </span></div>
<div><span style="font-size: small;"> </span></div>
<h1 style="text-align: left;"><span style="font-size: small;"> ← <span style="color: #800000;">Click this image to go to the Debtors&#8217; Prison page (more information)</span></span><span style="font-size: small;"><span style="font-size: small;"><span style="color: #800000;"> </span></span></span></h1>
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		<title>Struggling to from paycheck to paycheck?</title>
		<link>http://www.cottagesofhope.org/struggling-to-from-paycheck-to-paycheck</link>
		<comments>http://www.cottagesofhope.org/struggling-to-from-paycheck-to-paycheck#comments</comments>
		<pubDate>Fri, 01 Jul 2011 22:26:44 +0000</pubDate>
		<dc:creator>Cottages Crew</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Financial Literacy]]></category>

		<guid isPermaLink="false">http://www.cottagesofhope.org/?p=1478</guid>
		<description><![CDATA[Maybe a free class at Cottages Of Hope might be just what you need to make ends meet.  Join us as we start another series of &#8220;Stretch Your Bucks&#8230;Without Breaking Your Back&#8221;  This four part series covers the basics of good financial money management and also meets the first requirement for the &#8220;Individual Development Account&#8221; (IDA) [...]]]></description>
			<content:encoded><![CDATA[<h4>Maybe a free class at Cottages Of Hope might be just what you need to make ends meet.  Join us as we start another series of</h4>
<h1><a href="http://www.cottagesofhope.org/about/program-overview/income-enhancement/stretch-your-bucks">&#8220;Stretch Your Bucks&#8230;Without Breaking Your Back&#8221;  </a></h1>
<h4>This four part series covers the basics of good financial money management and also meets the first requirement for the &#8220;<a href="http://www.cottagesofhope.org/about/program-overview/financial-literacy/individual-development-account">Individual Development Account</a>&#8221; (IDA) matched savings program.  </h4>
<h4>Classes start Thursday, September 2nd from 6 to 8 PM and then continue every Thursday through the 23rd.   To enroll in the class call (801) 393-4011.</h4>
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		<title>Free Secure Document Shredding</title>
		<link>http://www.cottagesofhope.org/free-secure-document-shredding</link>
		<comments>http://www.cottagesofhope.org/free-secure-document-shredding#comments</comments>
		<pubDate>Fri, 27 May 2011 20:36:01 +0000</pubDate>
		<dc:creator>Cottages Crew</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Financial Literacy]]></category>

		<guid isPermaLink="false">http://www.cottagesofhope.org/?p=1465</guid>
		<description><![CDATA[We are pleased to announce that EnableUtah, a local nonprofit, has agreed to provide our safe and secure document shredding during our June 2nd Identity Theft Prevention Open House.  To learn more about EnableUtah, click here.  QUICK REMINDER FOR JUNE 2ND ACTIVITIES - Document Shredding &#8211; We will be collecting documents to be destroyed (shred) from 10:00 am to 6:00 [...]]]></description>
			<content:encoded><![CDATA[<p>We are pleased to announce that EnableUtah, a local nonprofit, has agreed to provide our safe and secure document shredding during our June 2nd Identity Theft Prevention Open House.  To learn more about EnableUtah, <a href="http://www.enableindustries.com/Home.aspx">click here</a>. </p>
<h2 style="text-align: center;">QUICK REMINDER FOR JUNE 2ND ACTIVITIES -</h2>
<p style="text-align: center;"><strong>Document Shredding &#8211; </strong>We will be collecting documents to be destroyed (shred) from 10:00 am to 6:00 pm.  <a href="http://www.cottagesofhope.org/wp-content/uploads/2011/05/Identity-Theft-To-Shred-or-Not-to-Shred-That-is-the-Question1.pdf">Click here </a>to learn more about how to organize important financial documents and determine which documents should be (can be) destroyed. </p>
<p style="text-align: center;"><strong>Open House</strong>  &#8211; 3:00 pm to 6:00 pm (Contributions welcome)</p>
<p style="text-align: center;"><strong>Identity Theft Prevention Seminar </strong>- 6:00 pm to 7:00 pm</p>
<p style="text-align: center;">Feel free to invite a friend, neighbor, client, or family member.</p>
<h3 style="text-align: center;"><a href="http://www.cottagesofhope.org/wp-content/uploads/2011/05/Revised-Identity-Theft-Poster-2011.pdf">JUNE 2ND EVENT FLYER</a></h3>
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		<title>Financial Fitness Fair &#8211; Mound Fort Jr High</title>
		<link>http://www.cottagesofhope.org/financial-fitness-fair-mound-fort-jr-high</link>
		<comments>http://www.cottagesofhope.org/financial-fitness-fair-mound-fort-jr-high#comments</comments>
		<pubDate>Tue, 14 Dec 2010 00:18:16 +0000</pubDate>
		<dc:creator>Cottages Crew</dc:creator>
				<category><![CDATA[Financial Literacy]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Debt Counseling]]></category>
		<category><![CDATA[Financial Counseling]]></category>
		<category><![CDATA[Saving Money]]></category>

		<guid isPermaLink="false">http://www.cottagesofhope.org/?p=1268</guid>
		<description><![CDATA[The Scope Center at Mound Fort Jr High and Cottages Of Hope are Co-Sponsoring a &#8220;Financial Fitness Fair&#8221; Friday, January 28th from 6:00 to 8:30 PM 1396 Liberty Avenue, Ogden Utah   The fair will include resource booths, presentations, free food, prizes, carnival games, &#38; entertainment.   Resource Booths will provide information on banking, financial/debt counseling, free tax preparation, saving tips, good [...]]]></description>
			<content:encoded><![CDATA[<h2>The Scope Center at Mound Fort Jr High and Cottages Of Hope are Co-Sponsoring a</h2>
<h1 style="text-align: center;"><span style="color: #800000;">&#8220;Financial Fitness Fair&#8221;</span></h1>
<h1 style="text-align: center;"><span style="color: #800000;">Friday, January 28th from 6:00 to 8:30 PM</span></h1>
<h1 style="text-align: center;"><span style="color: #800000;">1396 Liberty Avenue, Ogden Utah<br />
  </span></h1>
<h2 style="text-align: center;">The fair will include resource booths, presentations, free food, prizes, carnival games, &amp; entertainment.  </h2>
<h3><span style="color: #800000;">Resource Booths</span> will provide information on banking, financial/debt counseling, free tax preparation, saving tips, good nutrition (on a budget), healthy lifestyles, career &amp; education resourses, shelter &amp; utility assistance, and weatherization education.</h3>
<h3><span style="color: #800000;">Financial Presentations</span> will focus on <span style="color: #000080;">&#8220;Becoming Properly Banked&#8221;</span> and <span style="color: #000080;">&#8220;The Wise Use of Credit&#8221;</span>  </h3>
<h3><span style="color: #800000;">Partnering Agencies Include:</span> </h3>
<h2 style="text-align: center;"><span style="color: #000000;">AAA Fair Credit Foundation</span></h2>
<h2 style="text-align: center;"><span style="color: #000000;">Cornerstone Financial Education </span></h2>
<h2 style="text-align: center;"><span style="color: #000000;">USU Extension Services &#8211; &#8220;Utah Saves&#8221; &amp; Nutrition</span></h2>
<h2 style="text-align: center;"><span style="color: #000000;">Zions Bank &amp; Wells Fargo Bank </span></h2>
<h2 style="text-align: center;"><span style="color: #000000;">Modern Woodman (Youth Savings Programs)</span><span style="color: #000080;"> </span><span style="color: #000000;"> </span></h2>
<h2 style="text-align: center;"><span style="color: #000000;">Building Assets Together Coalition</span></h2>
<h2 style="text-align: center;"><span style="color: #000000;">Earn It, Keep It, Save It Coalition</span></h2>
<h2 style="text-align: center;"><span style="color: #000000;">IRS SPEC (Free Tax Service &#8211; VITA)</span></h2>
<h2 style="text-align: center;"><span style="color: #000000;">Weber State University &#8211; Gateway To Education</span></h2>
<h2 style="text-align: center;"><span style="color: #000000;">Ogden Weber Applied Technological College</span></h2>
<h2 style="text-align: center;"><span style="color: #000000;">Futures Through Training (HEAT &amp; Weatherization Edu)</span></h2>
<h2 style="text-align: center;"><span style="color: #000000;">O/W Community Action Partnership (Head Start)</span></h2>
<h2 style="text-align: center;"><span style="color: #000000;">Ogden Housing &amp; Weber Housing Authority</span></h2>
<h2 style="text-align: center;"><span style="color: #000000;">YMCA  -  Colors</span></h2>
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		<title>New Prisoners &#8220;Guilty of caring too much about financial literacy&#8221;</title>
		<link>http://www.cottagesofhope.org/updated-list-of-debt-inmates</link>
		<comments>http://www.cottagesofhope.org/updated-list-of-debt-inmates#comments</comments>
		<pubDate>Wed, 28 Jul 2010 20:00:08 +0000</pubDate>
		<dc:creator>Cottages Crew</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Financial Literacy]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Prosperity Center]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[debtors prison]]></category>

		<guid isPermaLink="false">http://www.cottagesofhope.org/?p=647</guid>
		<description><![CDATA[NEW WARRANTS ISSUED:    You may know individuals recently charged with caring too much about financial literacy like: Jeremy &#38; Mandy Botelho, Pam Parkinson, Jessica Swaner &#38; Lacey Shaw, Kay Thompson, and Janet Carpenter.  Click to learn more or contribute to your favorite inmate   To find out more about the event call (801) 393-4011]]></description>
			<content:encoded><![CDATA[<h1 style="text-align: center;"><span style="color: #800000;">NEW WARRANTS ISSUED:</span></h1>
<p style="text-align: center;"><strong><span style="color: #800000;"> </span></strong> <a rel="attachment wp-att-672" href="http://www.cottagesofhope.org/updated-list-of-debt-inmates/jeremy-and-mandy-behind-bars-2"><img class="alignleft size-medium wp-image-672" title="Jeremy and Mandy behind bars" src="http://www.cottagesofhope.org/wp-content/uploads/2010/07/Jeremy-and-Mandy-behind-bars-231x300.jpg" alt="" width="197" height="252" /></a></p>
<address style="text-align: center;">You may know individuals recently charged with caring too much about financial literacy like: Jeremy &amp; Mandy Botelho, Pam Parkinson, Jessica Swaner &amp; Lacey Shaw, Kay Thompson, and Janet Carpenter.  </address>
<h3 style="text-align: center;"><a href="http://www.cottagesofhope.org/events/fundraising-events">Click to learn more or contribute to your favorite inmate</a></h3>
<address style="text-align: center;">  To find out more about the event call (801) 393-4011</address>
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