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	<title>Cottages of Hope &#124;  The Path to Prosperity</title>
	<atom:link href="http://www.cottagesofhope.org/feed" rel="self" type="application/rss+xml" />
	<link>http://www.cottagesofhope.org</link>
	<description>Helping those in need attain financial stability</description>
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		<title>FREE TAX HELP STARTS AT COTTAGES OF HOPE!</title>
		<link>http://www.cottagesofhope.org/free-tax-help-starts-at-cottages-of-hope</link>
		<comments>http://www.cottagesofhope.org/free-tax-help-starts-at-cottages-of-hope#comments</comments>
		<pubDate>Fri, 13 Jan 2012 16:00:32 +0000</pubDate>
		<dc:creator>Cottages Crew</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.cottagesofhope.org/?p=2563</guid>
		<description><![CDATA[5th year of Volunteer Income Tax Assistance (VITA) starts Sat, Jan 21st.   Our office will be open to complete returns on the following days and times: Tuesdays from 4:00 pm to 8:00 pm Wednesdays from 4:00 pm to 8:00 pm Saturdays from 10:00 am to 2:00 pm  How can you get your tax return [...]]]></description>
			<content:encoded><![CDATA[<h1><span style="color: #800000;"><img class="alignleft  wp-image-2568" title="2011 - VITA - Kirstin with Client" src="http://www.cottagesofhope.org/wp-content/uploads/2011/12/DSC00309-300x225.jpg" alt="" width="240" height="180" />5th year of Volunteer Income Tax Assistance (VITA) starts Sat, Jan 21st.  </span></h1>
<h2>Our office will be open to complete returns on the following days and times:</h2>
<ul>
<li>Tuesdays from 4:00 pm to 8:00 pm</li>
<li>Wednesdays from 4:00 pm to 8:00 pm</li>
<li>Saturdays from 10:00 am to 2:00 pm</li>
</ul>
<h2> <strong>How can you get your tax return done for free?</strong></h2>
<h3 style="padding-left: 30px;"><strong>Call 211 from a land line if?</strong></h3>
<ul>
<li>You made less than $50,000 in gross income during 2011 (Including W-2 wages, Unemployment, Retirement, Interest, etc)</li>
<li>You don&#8217;t have a complicated return (Rental income, Self-employed with employees or inventory, or other unusual tax situations)</li>
<li>You did not receive Forms 1099-C or 1099-A, which are related to the cancellation of debt</li>
</ul>
<h2>Last Year&#8217;s Results</h2>
<p>During 2011 we prepared over 1,300 returns and brought back just under $2,000,000 to Weber County in refunds and estimated tax preparation fees saved.  We had just over 30 volunteers involved with the program that gave over 1,100 hours of service.  We want to thank our volunteers and community sponsors for helping us to run one of the best VITA sites in the state.</p>
<h2><strong>What is VITA?</strong></h2>
<p>The VITA program is a partnership between the Internal Revenue Services (IRS), community-based organizations like <a href="http://utahtaxhelp.org/">Earn It, Keep It, Save It</a> and Cottages of Hope, and community volunteers that provides free tax preparation services to low-to moderate-income households. IRS certified volunteers receive training to help prepare basic tax returns in their community.</p>
<p>To find out more about the VITA program or to see more of the program results, <a href="http://www.cottagesofhope.org/about/program-overview/income-enhancement/vita">click here</a>.</p>
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		<title>Learn How To &#8220;Stretch Your Bucks&#8221;!</title>
		<link>http://www.cottagesofhope.org/learn-how-to-stretch-your-bucks</link>
		<comments>http://www.cottagesofhope.org/learn-how-to-stretch-your-bucks#comments</comments>
		<pubDate>Fri, 30 Dec 2011 17:11:31 +0000</pubDate>
		<dc:creator>Cottages Crew</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.cottagesofhope.org/?p=2553</guid>
		<description><![CDATA[&#160; &#160; Cottages of Hope is excited to start 2012 off with another &#8220;Stretch Your Bucks&#8230;Without Breaking Your Back&#8221; finance series.  This four-part series, starting Thursday, January 5th, covers the basics of good sound money management.  Households that complete all four classes become eligible to apply for the Individual Development Account (IDA) matched savings program.  This [...]]]></description>
			<content:encoded><![CDATA[<p>&nbsp;</p>
<p><img class="alignleft  wp-image-2554" title="Sept 2011 SYB Graduates copy" src="http://www.cottagesofhope.org/wp-content/uploads/2011/12/Sept-2011-SYB-Graduates-copy-1024x176.jpg" alt="" width="573" height="99" /></p>
<p>&nbsp;</p>
<h2></h2>
<h2></h2>
<h2><span style="color: #000080;">Cottages of Hope</span> is excited to start 2012 off with another <a href="http://www.cottagesofhope.org/about/program-overview/income-enhancement/stretch-your-bucks">&#8220;Stretch Your Bucks&#8230;Without Breaking Your Back&#8221;</a> finance series.  This four-part series, starting Thursday, January 5th, covers the basics of good sound money management.  Households that complete all four classes become eligible to apply for the <a href="http://www.uidan.org">Individual Development Account (IDA)</a> matched savings program.  This is a $3 to $1 match savings program where the money can be used to purchase a home, pay for post-secondary education (college), or to start a small business.</h2>
<h2>Call (801) 393-4011 for more details or to enroll.</h2>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		<title>Kick the Habit for the Holidays!</title>
		<link>http://www.cottagesofhope.org/kick-the-habit-for-the-holidays</link>
		<comments>http://www.cottagesofhope.org/kick-the-habit-for-the-holidays#comments</comments>
		<pubDate>Mon, 17 Oct 2011 19:41:45 +0000</pubDate>
		<dc:creator>Cottages Crew</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.cottagesofhope.org/?p=2528</guid>
		<description><![CDATA[Cottages of Hope, the Weber Morgan Health Department, and Utah Saves presents: &#8220;Kick the Habit For the Holidays&#8221; Cottages of Hope is excited to host an adult cessation (Quit Smoking) series that will help our clients and other community members make a healthy habit change and at the same time save money for the Holidays.  Certified instructors will [...]]]></description>
			<content:encoded><![CDATA[<h1><span style="color: #003300;">Cottages of Hope, the Weber Morgan Health Department, and Utah Saves presents:</span></h1>
<h2 style="padding-left: 30px;"><span style="color: #003300;"><a href="http://www.cottagesofhope.org/wp-content/uploads/2011/10/Kick-the-Habit-for-the-Holidays.jpg">&#8220;Kick the Habit For the Holidays&#8221;</a></span></h2>
<h3><span style="color: #000000;">Cottages of Hope is excited to host an adult cessation (Quit Smoking) series that will help our clients and other community members make a healthy habit change and at the same time save money for the Holidays.  Certified instructors will facilitate an 8 week course that will follow the American Lung Association curriculum.  On Friday, Oct 28th from 7:00 to 8:00 pm Cottages will be hosting a &#8220;Quit Smoking&#8221; kick-off event that will feature an America/Utah Saves presentation related to saving for the Holidays.  </span></h3>
<h3><span style="color: #000000;">Call (801) 393-4011 for more information or to enroll into the cessation class.  Class candidates will be selected based on first-come, first serve and some preference to those attending the Kick-Off event on Friday, Oct 28th.  </span></h3>
<h3><span style="color: #000000;">Our partners for these events are: <a href="http://www.co.weber.ut.us/health/"><span style="color: #000000;">Weber Morgan Health Department</span></a>, <a href="http://utahsaves.org/"><span style="color: #000000;">America/Utah Saves</span></a>, and <a href="http://utahtaxhelp.org/"><span style="color: #000000;">Earn It, Keep It, Save It Weber County</span></a>.    </span></h3>
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		<title>September Stretch Your Bucks (IDA) Graduates</title>
		<link>http://www.cottagesofhope.org/september-stretch-your-bucks-ida-graduates</link>
		<comments>http://www.cottagesofhope.org/september-stretch-your-bucks-ida-graduates#comments</comments>
		<pubDate>Wed, 05 Oct 2011 18:48:43 +0000</pubDate>
		<dc:creator>Cottages Crew</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.cottagesofhope.org/?p=2505</guid>
		<description><![CDATA[We had a great group of students in our September &#8220;Stretch Your Bucks Without Breaking Your Back&#8221; (IDA) series. Here are our recent graduates:   &#160; &#160; Those completing the entire four-part series (8hrs of financial literacy) may end up qualifying for the Individual Development Account (IDA) matched savings program that helps families purchase a home, [...]]]></description>
			<content:encoded><![CDATA[<h3><span style="color: #800000;">We had a great group of students in our September &#8220;<a href="http://www.cottagesofhope.org/about/program-overview/income-enhancement/stretch-your-bucks">Stretch Your Bucks Without Breaking Your Back</a>&#8221; (IDA) series.</span></h3>
<h1><span style="color: #000000;">Here are our recent graduates:</span></h1>
<p><span style="color: #800000;"> </span> <img class="alignleft size-large wp-image-2507" title="Sept 2011 SYB Graduates copy" src="http://www.cottagesofhope.org/wp-content/uploads/2011/10/Sept-2011-SYB-Graduates-copy1-1024x176.jpg" alt="" width="542" height="83" /></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<h3>Those completing the entire four-part series (8hrs of financial literacy) may end up qualifying for the Individual Development Account (IDA) matched savings program that helps families purchase a home, pay for post secondary education, or start a small business.  In Utah, IDA savers benefit from a $3 to $1 match!  To find out more about the IDA program, visit <a href="http://www.uidan.org/">www.uidan.org</a>.  Cottages of Hope helps provide the IDA program in Weber County. </h3>
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		<title>Eat at Panda Express, Help Cottages of Hope</title>
		<link>http://www.cottagesofhope.org/eat-at-panda-express-help-cottages-of-hope</link>
		<comments>http://www.cottagesofhope.org/eat-at-panda-express-help-cottages-of-hope#comments</comments>
		<pubDate>Fri, 30 Sep 2011 21:24:59 +0000</pubDate>
		<dc:creator>Cottages Crew</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.cottagesofhope.org/?p=2492</guid>
		<description><![CDATA[&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; Print your flyer to take with you to Panda Express]]></description>
			<content:encoded><![CDATA[<p><img class="size-large wp-image-2493 alignleft" src="http://www.cottagesofhope.org/wp-content/uploads/2011/09/Panda-Express-flyer1-791x1024.jpg" alt="" width="498" height="645" /></p>
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<h1><a href="http://www.cottagesofhope.org/wp-content/uploads/2011/09/Panda-Express-flyer1.pdf">Print your flyer to take with you to Panda Express</a></h1>
]]></content:encoded>
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		<title>Thanks to our Debtors&#8217; Prisoners!</title>
		<link>http://www.cottagesofhope.org/thanks-to-our-generous-prisoners</link>
		<comments>http://www.cottagesofhope.org/thanks-to-our-generous-prisoners#comments</comments>
		<pubDate>Thu, 11 Aug 2011 22:28:51 +0000</pubDate>
		<dc:creator>Cottages Crew</dc:creator>
				<category><![CDATA[Thanks]]></category>

		<guid isPermaLink="false">http://www.cottagesofhope.org/?p=2452</guid>
		<description><![CDATA[We want to thank all of our incredible Prisoners and Staff for helping us raise over $3,500 during the 2011 Debtors&#8217; Prison.   The funds raised will now be used to create self-sufficiency solutions for needy Weber County Households.  We also want to thank all of those that made donations to raise bail for their friends [...]]]></description>
			<content:encoded><![CDATA[<h3>We want to thank all of our incredible Prisoners and Staff for helping us raise over $3,500 during the <span style="color: #800000;">2011 Debtors&#8217; Prison.  </span> The funds raised will now be used to create self-sufficiency solutions for needy Weber County Households.  We also want to thank all of those that made donations to raise bail for their friends and family.</h3>
<h3>Your support of Cottages of Hope is greatly appreciated.</h3>
<h3>Jeremy Botelho &amp; Chris Swaner</h3>
<p>&nbsp;</p>
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		<title>Cottage Corner Newsletter</title>
		<link>http://www.cottagesofhope.org/cottage-corner-newsletter</link>
		<comments>http://www.cottagesofhope.org/cottage-corner-newsletter#comments</comments>
		<pubDate>Thu, 04 Aug 2011 23:15:04 +0000</pubDate>
		<dc:creator>Cottages Crew</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.cottagesofhope.org/?p=1491</guid>
		<description><![CDATA[  Aug 2011 Newsletter Jul 2011 Newsletter Jun 2011 Newsletter May 2011 Newsletter April 2011 Newsletter March 2011 Newsletter]]></description>
			<content:encoded><![CDATA[<h1> <a href="http://www.cottagesofhope.org/wp-content/uploads/2011/05/News.gif"><img title="News" src="http://www.cottagesofhope.org/wp-content/uploads/2011/05/News.gif" alt="" width="142" height="76" /></a></h1>
<p><strong><span class="Apple-style-span" style="font-size: 26px;"><a href="http://www.cottagesofhope.org/wp-content/uploads/2011/08/Aug-2011-Prosperity-Corner.pdf">Aug 2011 Newsletter</a></span></strong></p>
<h1><a href="http://www.cottagesofhope.org/prosperity-corner-newsletter-may-2011/jul-2011-newsletter" rel="attachment wp-att-1488">Jul 2011 Newsletter</a></h1>
<h1><a href="http://www.cottagesofhope.org/prosperity-corner-newsletter-may-2011/jun-2011-newsletter" rel="attachment wp-att-1490">Jun 2011 Newsletter</a></h1>
<h1><a href="http://www.cottagesofhope.org/wp-content/uploads/2011/05/May-2011-Newsletter3.pdf">May 2011 Newsletter</a></h1>
<h1><a href="http://www.cottagesofhope.org/wp-content/uploads/2011/05/Apr-2011-Newsletter.pdf">April 2011 Newsletter</a></h1>
<h1><a href="http://www.cottagesofhope.org/wp-content/uploads/2011/05/Mar-2011-Newsletter.pdf">March 2011 Newsletter</a></h1>
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		<title>Two more Successful Prisoners!</title>
		<link>http://www.cottagesofhope.org/two-more-successful-prisoners</link>
		<comments>http://www.cottagesofhope.org/two-more-successful-prisoners#comments</comments>
		<pubDate>Fri, 29 Jul 2011 21:51:35 +0000</pubDate>
		<dc:creator>Cottages Crew</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.cottagesofhope.org/?p=2393</guid>
		<description><![CDATA[A shout out to Faith &#38; Logan! &#160; Faith Satterthwaite and Logan Green, are Weber State University Students that have been helping Cottages of Hope to develop software that will determine our client&#8217;s financial stability needs and track our clients progress.  In a separate class, they have also been helping us by calling clients to obtain [...]]]></description>
			<content:encoded><![CDATA[<h1><span style="color: #800000;">A shout out to Faith &amp; </span><span class="Apple-style-span" style="color: #800000;">Logan</span><span class="Apple-style-span" style="color: #800000;">!</span></h1>
<p>&nbsp;</p>
<p><img class="alignleft size-thumbnail wp-image-2066" title="Faith Head Shot" src="http://www.cottagesofhope.org/wp-content/uploads/2011/07/Faith-Head-Shot4-150x112.jpg" alt="" width="150" height="112" /><img class="size-thumbnail wp-image-2396 alignright" title="Logan Green Headshot" src="http://www.cottagesofhope.org/wp-content/uploads/2011/07/Logan-Green-Headshot-1-150x112.jpg" alt="" width="150" height="112" /></p>
<p>Faith Satterthwaite and Logan Green, are Weber State University Students that have been helping Cottages of Hope to develop software that will determine our client&#8217;s financial stability needs and track our clients progress.  In a separate class, they have also been helping us by calling clients to obtain updates on their successes and needs.</p>
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<h2>Thanks Faith &amp; Logan for your participation with the Debtors&#8217; Prison fundraiser!</h2>
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		<title>And Yet Another Prisoner Making Bail</title>
		<link>http://www.cottagesofhope.org/and-yet-another-prisoner-making-bail</link>
		<comments>http://www.cottagesofhope.org/and-yet-another-prisoner-making-bail#comments</comments>
		<pubDate>Fri, 29 Jul 2011 17:39:26 +0000</pubDate>
		<dc:creator>Cottages Crew</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.cottagesofhope.org/?p=2386</guid>
		<description><![CDATA[Thanks to Craig Roper for raising his bail while on his family vacation! Craig, an employee of Bank of Utah, is a board member of Cottages of Hope and volunteered as a tax preparer this past tax season.  We really appreciate his dedication to helping us find self-sufficiency solutions here in Weber County.  We also [...]]]></description>
			<content:encoded><![CDATA[<h1><span style="color: #800000;">Thanks to Craig Roper for raising his bail while on his family vacation!</span></h1>
<h3><img class="alignleft size-thumbnail wp-image-2387" title="Craig Photo Headshot" src="http://www.cottagesofhope.org/wp-content/uploads/2011/07/Craig-Photo-Headshot2-150x128.jpg" alt="" width="150" height="128" />Craig, an employee of Bank of Utah, is a board member of Cottages of Hope and volunteered as a tax preparer this past tax season.  We really appreciate his dedication to helping us find self-sufficiency solutions here in Weber County.  We also want to thank Bank of Utah for all of their support of our efforts.</h3>
<h4>Now that Craig has raised his bail, you can focus on helping some of our other prisoners&#8230;</h4>
<p>&nbsp;</p>
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		<title>Another Prisoner Makes Bail!</title>
		<link>http://www.cottagesofhope.org/another-prisoner-made-bail</link>
		<comments>http://www.cottagesofhope.org/another-prisoner-made-bail#comments</comments>
		<pubDate>Fri, 29 Jul 2011 14:45:47 +0000</pubDate>
		<dc:creator>Cottages Crew</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.cottagesofhope.org/?p=2378</guid>
		<description><![CDATA[Good job Andrea Jenks, a whooping $230 in donations today and $300 in total! &#160; &#160; &#160; &#160; &#160; Andrea volunteered this past year as a Work Study Student from Weber State University.  Thanks Andrea for your support and example of community service!   Continue to support Andrea so that she gets to spend more [...]]]></description>
			<content:encoded><![CDATA[<h1>Good job Andrea Jenks, a whooping $230 in donations today and $300 in total!</h1>
<p><img class="size-thumbnail wp-image-2379 alignleft" title="Andrea Headshot" src="http://www.cottagesofhope.org/wp-content/uploads/2011/07/Andrea-Headshot2-150x150.jpg" alt="" width="150" height="150" /></p>
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<h3>Andrea volunteered this past year as a Work Study Student from Weber State University.  Thanks Andrea for your support and example of community service!   Continue to support Andrea so that she gets to spend more time in our <a href="http://www.cottagesofhope.org/events/fundraising-events/debtors-prison-home/2011-debtors-prison-prizes">&#8220;Wind Tunnel Raffle&#8221;.</a></h3>
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