Program Focus
Cottages of Hope’s programs are focused on making improvements in the following three areas of financial wellness:
- Financial Capacity - Finding ways to increase household income through decreased spending, tax refunds, workforce development, education and training.
- Financial Knowledge - Learn basic financial principles, develop savings and other financial goals and become an educated consumer of major purchases.
- Financial Power - Save 3-6 months of living expenses in an emergency fund, develop habit of completing financial goals, purchase productive assets, participate in sound investing opportunities (401K or IRA) and increase net worth.
Each of these areas is covered by one or more of our 6 “cottages”, areas designed to facilitate the individual’s progress towards financial wellness.
Cottage of Workforce Development
Dedicated to assisting individuals in obtaining proper assessment, instruction and development that will help them map out a clear career path and teach necessary skills to obtain and maintain progressive employment.
Cottage of Education and Development
Dedicated to assisting individuals with their desire to obtain the training and education they will need to achieve their employment and financial goals.
Cottage of Talent Development
Dedicated to assisting individuals in identifying and developing personal talents.
Cottage of Income Enhancement
Dedicated to assisting individuals in obtaining financial stability by providing finance programs geared around increasing and managing income.
Cottage of Financial Literacy
Dedicated to teaching basic financial principles geared around effective spending and saving strategies as well as assisting individuals in becoming an active member in the financial mainstream.
Cottage of Asset Management
Dedicated to instructing and supporting individuals and families in the process of obtaining and managing long-term assets and understanding their importance in becoming financially stable.
